Ballston Spa Bancorp, Inc. (BSPA) Investment Research Dashboard
About Ballston Spa Bancorp, Inc. (BSPA) stock analysis
Get live BSPA stock price $76.80, comprehensive Ballston Spa Bancorp, Inc. stock analysis, charts, news, sentiment, sector analysis, and expert forecast. Real-time BSPA stock data and investment insights.
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Ballston Spa Bancorp, Inc. (BSPA) Overview
Ballston Spa Bancorp, Inc. (BSPA) is a publicly traded company in the Financial Services sector , specifically within the Banks - Regional industry . As of the latest trading session, BSPA trades at $76.80 with a market capitalization of 57.04M . Over the past 52 weeks, BSPA has traded between $62.21 and $77.50 , with the current price positioned at approximately 95% of this range . The stock c...
Key Takeaways
- Operates in the Financial Services sector (Banks - Regional)
- Market cap: 57.04M
- Current price: $76.80
- 52-week range: $62.21 - $77.50
- P/E ratio: 12.57
Investment Score
A systematic tri-factor framework (valuation, quality, momentum) using trailing twelve-month fundamentals and current price momentum—aligned with the full investment score dashboard.
Score unavailable for this asset.
0-39
Defensive posture
40-54
Mixed / wait for confirmation
55-69
Constructive setup
70-100
Attractive zone
Total Score
Value
Cheapness vs fundamentals and cash generation
Quality
Durability of profitability and balance sheet
Momentum
Price trend strength and persistence
Company Overview
Ballston Spa Bancorp, Inc. functions as the parent company for Ballston Spa National Bank, which provides a comprehensive suite of financial products and services. This institution serves a varied clientele, including individuals, corporations, and g...
Company Information
- CEO
- Christopher R. Dowd
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 142
Contact Information
- Website
- https://www.bsnb.com
- Address
- 990 State Route 67
- Country
- US
Investment Analysis & Business Insights
Investment Highlights
✓ Strong presence in the Financial Services sector with established market position
✓ Valuation metrics suggest potential value opportunity (P/E: 12.6)
✓ Lower volatility stock (Beta: -0.14) may provide portfolio stability
Important Investment Considerations
- ⚠All investments carry risk, including potential loss of principal for Ballston Spa Bancorp, Inc. shareholders
- ⚠Market volatility can significantly impact stock price, especially for smaller companies
- ⚠Sector-specific risks in Financial Services may affect company performance
- ⚠Past performance does not guarantee future results for Ballston Spa Bancorp, Inc.
- ⚠Investors should consider how Ballston Spa Bancorp, Inc. fits within their overall portfolio allocation
- ⚠Valuation metrics suggest potential, but require fundamental analysis
Market Cap
57.04M
P/E Ratio (TTM)
12.57
Beta
-0.14
Data Sources & Methodology
Financial data on this page is sourced from verified SEC EDGAR filings (10-K, 10-Q, 8-K reports), real-time market data providers, and official company disclosures. All analysis is generated using AI models trained exclusively on reliable financial documents. For detailed information about our data sources and methodology, see our Methodology page.Not investment advice.
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About Financial Services Sector
The Financial Services sector includes companies that provide banking, insurance, investment, and other financial services to consumers and businesses.
Financial Services (1D)
82/100 ⭐⭐⭐⭐⭐
- Overall
- +0.3%
- NYSE
- +1.2%
- NASDAQ
- -0.6%
| Sector | 1D | 1W | 1M | P/E | Score |
|---|---|---|---|---|---|
| Financial Services | +0.3% | +1.5% | +2.2% | 19.1 | 82/100⭐⭐⭐⭐⭐ |
| Healthcare | +0.3% | +2.7% | +1.5% | 23.5 | 77/100⭐⭐⭐⭐⭐ |
| Real Estate | +1.8% | +4.6% | +0.7% | 29.8 | 72/100⭐⭐⭐⭐⭐ |
| Communication Services | +0.7% | -2.1% | +2.2% | 21.8 | 70/100⭐⭐⭐⭐⭐ |
| Basic Materials | +0.9% | +2.0% | -0.3% | 25.0 | 60/100⭐⭐⭐⭐ |
| Consumer Defensive | +0.8% | +1.0% | -0.2% | 28.7 | 55/100⭐⭐⭐⭐ |
| Utilities | -0.7% | +2.5% | -1.9% | 25.2 | 49/100⭐⭐⭐ |
| Energy | -0.2% | -0.4% | -2.4% | 19.6 | 42/100⭐⭐⭐ |
| Consumer Cyclical | +0.3% | -1.6% | -4.0% | 43.3 | 17/100⭐ |
| Industrials | -0.5% | -0.1% | -8.9% | 30.4 | 15/100⭐ |
| Technology | -1.6% | -0.8% | -5.3% | 42.2 | 12/100⭐ |
Sector returns combine NYSE and NASDAQ averages. P/E is the latest blended sector multiple. Sector score ranks each sector vs peers using percentile ranks (not fixed thresholds): 48% 1M + 24% 1W + 8% 1D + 20% P/E (lower P/E ranks higher). Data as of 2026-07-27.

