SYF Financial Statements & Analysis
Complete financial statements for SYF including income statement, balance sheet, and cash flow statement. Analyze SYF's revenue growth, profit margins, earnings trends, debt levels, and cash flow generation.
Financial Health Score
Financial Health Score
56
Neutral
Poor (0-40)Neutral (40-60)Good (60-100)
Income Statement
Revenue
215.4% ↑
Net Income
56.3% ↑
Gross Margin
-47.0% ↓
Operating Margin
-31.1% ↓
Balance Sheet
Current Ratio
-2.6% ↓
Debt to Equity
-18.9% ↑
Asset Turnover
210.2% ↑
Cash Flow
Operating Cash Flow
14.6% ↑
Net Cash Flow
-91.6% ↓
Free Cash Flow
14.6% ↑
Cash Flow to Debt
18.5% ↑
Income Statement Comparison
Revenue & Net Income
Period Comparison
| Metric | 2023 | 2024 | Change | Impact |
|---|---|---|---|---|
| Revenue | 7.66B | 24.17B | 215.4% | |
| Gross Profit | 7.66B | 12.80B | 67.0% | |
| Operating Income | 3.66B | 7.96B | 117.3% | |
| Net Income | 2.24B | 3.50B | 56.3% | |
| EPS | 5.21 | 8.64 | 65.8% | |
| EBITDA | 4.12B | 9.67B | 134.6% | |
| Gross Margin | 100.00% | 52.96% | 47.0% | |
| Operating Margin | 47.81% | 32.94% | 31.1% | |
| Net Income Margin | 29.21% | 14.48% | 50.4% | |
| R&D Expenses | 0 | 0 | 0.0% |
Income Statement Full Table
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 24.17B | 7.66B | 16.00B | 10.19B | 11.16B |
| Gross Profit | 12.80B | 7.66B | 14.63B | 9.29B | 9.74B |
| Operating Income | 7.96B | 3.66B | 5.44B | 5.50B | 1.80B |
| Net Income | 3.50B | 2.24B | 3.02B | 4.22B | 1.39B |
| EPS | 8.64 | 5.21 | 6.19 | 7.4 | 2.28 |
| EBITDA | 9.67B | 4.12B | 4.89B | 6.36B | 2.84B |
| Gross Margin | 52.96% | 100.00% | 91.44% | 91.12% | 87.27% |
| Operating Margin | 32.94% | 47.81% | 34.00% | 53.99% | 16.10% |
| Net Income Margin | 14.48% | 29.21% | 18.84% | 41.41% | 12.41% |
| R&D Expenses | 0 | 0 | 0.3002652519893899 | 0.49028866714183894 | 0.14009511187339208 |