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Sirius Investors
Banco Santander, S.A.

Banco Santander, S.A.

SAN
NYSEFinancial Services

SAN Financial Statements & Analysis

Complete financial statements for SAN including income statement, balance sheet, and cash flow statement. Analyze SAN's revenue growth, profit margins, earnings trends, debt levels, and cash flow generation.

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Income Statement

Revenue
-7.7%
Net Income
12.1%
Gross Margin
1.6%
Operating Margin
6.4%

Balance Sheet

Current Ratio
-98.8%
Debt to Equity
-1.8%
Asset Turnover
-9.2%

Cash Flow

Operating Cash Flow
38.6%
Net Cash Flow
-33.0%
Free Cash Flow
31.1%
Cash Flow to Debt
40.2%

Income Statement Comparison

Revenue & Net Income

Period Comparison

Metric20242025ChangeImpact
Revenue129.91B119.89B7.7%
Gross Profit51.20B48.02B6.2%
Operating Income19.03B18.68B1.8%
Net Income12.57B14.10B12.1%
EPS0.770.8814.3%
EBITDA22.32B21.86B2.1%
Gross Margin39.41%40.05%1.6%
Operating Margin14.65%15.58%6.4%
Net Income Margin9.68%11.76%21.5%
R&D Expenses000.0%

Income Statement Full Table

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Metric20252024202320222021
Revenue119.89B129.91B121.87B
Gross Profit48.02B51.20B46.97B
Operating Income18.68B19.03B16.46B
Net Income14.10B12.57B11.08B
EPS0.880.770.65
EBITDA21.86B22.32B19.64B
Gross Margin40.05%39.41%38.54%
Operating Margin15.58%14.65%13.51%
Net Income Margin11.76%9.68%9.09%
R&D Expenses000

Our detailed financial analysis helps investors understand SAN's business performance, operational efficiency, and financial health through comprehensive financial statement data presented in both quarterly and annual formats.

Track SAN's financial performance metrics including revenue, gross profit, operating income, net income, total assets, liabilities, shareholders' equity, operating cash flow, and free cash flow with historical comparison and trend analysis.

Financial Metrics

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