Eastern Michigan Financial Corporation (EFIN) Financial Metrics
This dashboard provides comprehensive financial metrics and analysis to help evaluate Eastern Michigan Financial Corporation's investment potential. View key valuation ratios, profitability metrics, growth indicators, and historical trends to make informed investment decisions.
Financial Metrics Score
Valuation Metrics
Sector benchmarks: Industrials
P/E Ratio
6.50
Strong
WeakModerateStrong
P/B Ratio
0.94
Strong
WeakModerateStrong
Earnings Yield
15.44%
Strong
WeakModerateStrong
Profitability Health
2024Return on Equity
14.48%
Moderate
WeakModerateStrong
Operating Margin
34.43%
Strong
WeakModerateStrong
Net Profit Margin
27.28%
Strong
WeakModerateStrong
Growth Indicators
2024Revenue Growth
18.50%
Strong
WeakModerateStrong
Net Income Growth
13.75%
Moderate
WeakModerateStrong
EPS Growth
12.37%
Moderate
WeakModerateStrong
Efficiency & Liquidity
2024Current Ratio
0.07
Weak
WeakModerateStrong
Quick Ratio
0.07
Weak
WeakModerateStrong
Asset Turnover
0.05x
Weak
WeakModerateStrong
Inventory Turnover
-
No data
Cash Flow & Resilience
Core fortress metrics for cash-rich balance sheets in high-inflation / tech-volatility regimes
Free Cash Flow Yield
15.79%
Strong
WeakModerateStrong
EV / Free Cash Flow
2.33x
Strong
WeakModerateStrong
Net Debt / EBITDA
-3.12x
Strong
WeakModerateStrong
Interest Burden (EBT / EBIT)
0.999
Strong
WeakModerateStrong
Return on Invested Capital
13.81%
Weak
WeakModerateStrong
Cash Conversion Cycle
34.34 days
Weak
WeakModerateStrong
Fortress screener guardrails
2/4 passing
- FCF Yield > 3%
- Net Debt / EBITDA < 1.5x
- ROIC > 20%
- Cash Conversion Cycle < 0 days
Financial Statements
Want to see the complete financial picture? View detailed financial statements including income statements, balance sheets, and cash flow statements for EFIN.
View Financial Statements