CZFS Stock: Citizens Financial Services, Inc. Stock Price, Analysis & Insights
Get live CZFS stock price $67.51, comprehensive Citizens Financial Services, Inc. stock analysis, charts, news, and expert forecast. Real-time CZFS stock data and investment insights.
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Citizens Financial Services, Inc. (CZFS) Overview
Citizens Financial Services, Inc. (CZFS) is a publicly traded company in the Financial Services sector , specifically within the Banks - Regional industry . As of the latest trading session, CZFS trades at $67.51 with a market capitalization of 324.38M . Over the past 52 weeks, CZFS has traded between $49.99 and $69.58 , with the current price positioned at approximately 89% of this range . The...
Key Takeaways
- Operates in the Financial Services sector (Banks - Regional)
- Market cap: 324.38M
- Current price: $67.51
- 52-week range: $49.99 - $69.58
- P/E ratio: 8.24
Investment Score
A systematic tri-factor framework that integrates valuation, business quality, and market momentum into one investment signal. This helps investors triage opportunities faster, while surfacing risk regimes that may require tighter position sizing or deeper due diligence.
Score unavailable for this asset.
0-39
Defensive posture
40-54
Mixed / wait for confirmation
55-69
Constructive setup
70-100
Attractive zone
Total Score
Value
Cheapness vs fundamentals and cash generation
Quality
Durability of profitability and balance sheet
Momentum
Price trend strength and persistence
Company Overview
Citizens Financial Services, Inc. functions as the parent company for First Citizens Community Bank, providing a comprehensive array of financial solutions and banking services to a diverse clientele, including individuals, businesses, government ent...
Company Information
- CEO
- Randall E. Black
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 379
Contact Information
- Address
- 15 South Main Street
- Country
- US
Investment Analysis & Business Insights
Investment Highlights
✓ Strong presence in the Financial Services sector with established market position
✓ Valuation metrics suggest potential value opportunity (P/E: 8.2)
✓ Lower volatility stock (Beta: 0.40) may provide portfolio stability
Important Investment Considerations
- ⚠All investments carry risk, including potential loss of principal for Citizens Financial Services, Inc. shareholders
- ⚠Market volatility can significantly impact stock price, especially for smaller companies
- ⚠Sector-specific risks in Financial Services may affect company performance
- ⚠Past performance does not guarantee future results for Citizens Financial Services, Inc.
- ⚠Investors should consider how Citizens Financial Services, Inc. fits within their overall portfolio allocation
- ⚠Valuation metrics suggest potential, but require fundamental analysis
Market Cap
324.38M
P/E Ratio (TTM)
8.24
Beta
0.40
Data Sources & Methodology
Financial data on this page is sourced from verified SEC EDGAR filings (10-K, 10-Q, 8-K reports), real-time market data providers, and official company disclosures. All analysis is generated using AI models trained exclusively on reliable financial documents. For detailed information about our data sources and methodology, see our Methodology page.Not investment advice.
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About Financial Services Sector
The Financial Services sector includes companies that provide banking, insurance, investment, and other financial services to consumers and businesses.

